The easiest and most affordable way to establish your credit
"I want to establish my credit today and have a better life"
PayToo Start is the easiest way to establish credit and is attached to your PayToo™ Account.
It just requires a cash collateral deposit in the same amount of the desired credit line.
Establish or improve your credit score today by making the $25 minimum monthly payment and maintaining your balance below your selected PayToo Start secured credit line.
Applying for PayToo Start is easy and will help to establish or re-establish your credit by reporting your payment activity to major credit bureaus.
Open your FREE PayToo™ account
Apply for your PayToo Start account
Make a secure deposit into your PayToo Account and start using it
We report to the major credit bureaus